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Buy a home now.
FREE refinance later.*

Marry the house, date the rate. Rates are temporary. If rates drop in the next 3 years, we'll cover the cost of your refinance.
  • No documents required.
  • No commitment.
  • No hidden costs.
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Today’s Mortgage Rates

Rates as of September 28, 2023 | See Assumptions-->

Lower Rates. Zero lender fees.

As a mortgage broker, we work with over 90 lenders. This means that you have more options to choose from, making it easier to find the best possible loan and rate.
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How can we help you?

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We're fast to close, but never cut corners.

We've engineered a process to close your loan in as little as 10 days. We also monitor our competitors' rates and always make sure ours are lower.
Learn more about us
10 days mortgage process

See what homeowners are saying about us


We are so glad to have found them

Josh helped our family do all 3 refi loans on our investment properties. We shopped around and found he not only best everyone's rates but his communication and the speed of our loans closed super fast! We are so glad to have found him and highly recommend to anyone!

- Matthew L.


Thanks again for making it an easy process

Can't say enough good things about District Lending. Very fast and responsive and the lowest rate I could find. Thanks again for all your help.

- Jason W.


It’s crazy how low the rates are!

Just signed my refi docs, [..] 3 weeks from start to finish. Total cost to refi was extremely low, better than what Quicken Loans and AmeriSave were offering. I highly recommend Josh Rapaport to help with your loan process.

- Justin B.

Delivering Mortgages in 15 states

  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Idaho
  • New Jersey
  • Texas
  • Oregon
  • Tennessee
  • Maryland
  • Michigan
  • Minnesota
  • South Carolina
  • Washington

Know exactly what to expect from your loan

Get a free loan quote today and leave the guesswork behind.
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  • No documents required.
  • No commitment.
  • No hidden costs.
Get your free loan quote