See our Rates Call us
District Lending Logo
Buy
Home Purchase
Why District
Read about all the benefits
Process overview
Simplified and easy to understand
Apply now
Start your application
Get a quote
See your rate with no commitment
Perks
Free refinance for 3 years
Refinance with no closing costs
No closing costs
Zero costs options, what it means
Realtor credits
Get .5% towards your closing costs
18 Day closing
2X more likely to get your offer accepted
Price match guarantee
We beat competitors’ rates by .125% or more
Rate defense
Never miss out on rates dropping
Refinance
Rates
About
Reviews
Hear from our customers
Contact
Answers within 2 business hours
Meet the crew
Our experts, mission, and values
Careers
Join us in making a difference
Learn
Blog
Our knowledge at your convenience
Mortgage secrets
Short videos with tips&tricks
Video library
A short description can be here
Calculator
Calculate your mortgage payment
  • Conventional Loans - Chandler, AZ

    You can make your dreams come true in sunny, family-friendly Chandler with a conventional mortgage – and District Lending is here to help.

    As one of the premier lenders in Chandler, Arizona, we offer competitive interest rates and a streamlined loan process that will get you into your dream home faster than you ever imagined.

    get a FREE quote
    Conventional loans Chandler
  • Conventional Mortgage Options: What Is The Conventional Loan Limit In Maricopa County?

    Conventional mortgages refer to any mortgages the government does not insure but are provided directly by private lenders to borrowers. Lenders set loan terms, such as matching interest rates to credit scores and down payment amounts, meaning you can shop around for the best rates.

    Conforming Conventional Loans

    These are guaranteed by Fannie Mae and Freddie Mac; in 2023, the maximum loan amounts for conforming loans are set at $726,200.

    Non-Conforming Loan

    Also referred to as a jumbo loan, this is for any conventional loan above $726,200. As these are a bit riskier, they are less common and harder to get than a conforming loan.

    Fixed-Rate Loan

    With fixed-rate conventional mortgages, your interest rate will remain unchanged throughout the loan’s life. This option may be best for you if you purchase with low-interest rates.

    Adjustable-Rate Conventional Mortgages

    With this conforming loan, your interest rate will fluctuate. The interest rates are generally lower initially, making them a good option for younger homebuyers.

    The best rates come with the best deal.

    get a quote

    Chandler, AZ, Conforming Loan Resources for Homebuyers

    Ready to buy? You’ll be delighted to know that this friendly city has numerous programs to help ease your home purchase process.

    • First Time Homebuyer's Program

      The Newtown Community Land Trust works with private lenders to help new borrowers afford homes throughout the region.

    • American Consumer Credit Counseling

      This nonprofit provides consumers with financial counseling to help them reach their financial goals, including qualifying for conforming loans.

    • WISH Program

      Low-income borrowers may be eligible for up to $22,000 in down payment assistance if they can afford their monthly mortgage but do not have cash on hand for upfront costs.

    • Citizen Powatami Nation Grant

      If you’re a Potawatomi Native American, you may be eligible for a one-time $2,152 grant to assist in paying for your new home.

    The District Lending Difference

    We know that you’re sifting through numerous options during the conforming loan process; that’s why we provide a free, no-obligation quote without checking your FICO score.

    Free Quote

    We know that you’re sifting through numerous options during the conforming loan process; that’s why we provide a free, no-obligation quote without checking your FICO score.

    Free quote
    Pre-Approval

    Getting preapproved has never been easier: you can do it all online and get a response within just a few hours.

    Get Pre-Approved
    Mortgage Calculator

    Get an idea of what you’ll pay monthly by inputting all your variables into our mortgage calculator.

    Mortgage Calculator

    Serving the community of Chandler, AZ and the surrounding area

    • Phoenix
    • Tucson
    • Scottsdale
    • Sedona

    Know exactly what to expect from your loan

    Get a free loan quote today and leave the guesswork behind.
    get a FREE quote
    • No documents required.
    • No commitment.
    • No hidden costs.
    Get your free loan quote
    Buy
    Home Purchase
    Why District
    Read about all the benefits
    Process overview
    Simplified and easy to understand
    Apply now
    Start your application
    Get a quote
    See your rate with no commitment
    Perks
    Free refinance for 3 years
    Refinance with no closing costs
    No closing costs
    Zero costs options, what it means
    Realtor credits
    Get .5% towards your closing costs
    18 Day closing
    2X more likely to get your offer accepted
    Price match guarantee
    We beat competitors’ rates by .125% or more
    Rate defense
    Never miss out on rates dropping
    Refinance
    Rates
    About
    Reviews
    Hear from our customers
    Contact
    Answers within 2 business hours
    Meet the crew
    Our experts, mission, and values
    Careers
    Join us in making a difference
    Learn
    Blog
    Our knowledge at your convenience
    Mortgage secrets
    Short videos with tips&tricks
    Video library
    A short description can be here
    Calculator
    Calculate your mortgage payment
    Apply nowGet a quote