Conventional Loans - Chandler, AZ

You can make your dreams come true in sunny, family-friendly Chandler with a conventional mortgage – and District Lending is here to help.

As one of the premier lenders in Chandler, Arizona, we offer competitive interest rates and a streamlined loan process that will get you into your dream home faster than you ever imagined.

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Conventional Mortgage Options: What Is The Conventional Loan Limit In Maricopa County?

Conventional mortgages refer to any mortgages the government does not insure but are provided directly by private lenders to borrowers. Lenders set loan terms, such as matching interest rates to credit scores and down payment amounts, meaning you can shop around for the best rates.

Conforming Conventional Loans

These are guaranteed by Fannie Mae and Freddie Mac; in 2023, the maximum loan amounts for conforming loans are set at $726,200.

Non-Conforming Loan

Also referred to as a jumbo loan, this is for any conventional loan above $726,200. As these are a bit riskier, they are less common and harder to get than a conforming loan.

Fixed-Rate Loan

With fixed-rate conventional mortgages, your interest rate will remain unchanged throughout the loan’s life. This option may be best for you if you purchase with low-interest rates.

Adjustable-Rate Conventional Mortgages

With this conforming loan, your interest rate will fluctuate. The interest rates are generally lower initially, making them a good option for younger homebuyers.

The best rates come with the best deal.

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Chandler, AZ, Conforming Loan Resources for Homebuyers

Ready to buy? You’ll be delighted to know that this friendly city has numerous programs to help ease your home purchase process.

First Time Homebuyer's Program
The Newtown Community Land Trust works with private lenders to help new borrowers afford homes throughout the region.
American Consumer Credit Counseling
This nonprofit provides consumers with financial counseling to help them reach their financial goals, including qualifying for conforming loans.
WISH Program
Low-income borrowers may be eligible for up to $22,000 in down payment assistance if they can afford their monthly mortgage but do not have cash on hand for upfront costs.
Citizen Powatami Nation Grant
If you’re a Potawatomi Native American, you may be eligible for a one-time $2,152 grant to assist in paying for your new home.

The District Lending Difference

We know that you’re sifting through numerous options during the conforming loan process; that’s why we provide a free, no-obligation quote without checking your FICO score.

Free Quote

We know that you’re sifting through numerous options during the conforming loan process; that’s why we provide a free, no-obligation quote without checking your FICO score.

Free quote