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  • Conventional Loans - Mesa, AZ

    Beautiful Mesa, AZ, is an excellent place for those who would like a warm, urban environment close to the great outdoors. Most people living here own their homes – and you can too.

    The loan professionals at District Lending make the loan process easy and accessible: we’re one of the top mortgage brokers in Mesa, AZ, ready to help you meet your financial goals.

    get a FREE quote
    Conventional loans Mesa
  • Mesa, Arizona: Conventional Loan Options

    Conventional home loans are a great option for those with a good credit score, as they require a lower down payment and often have better rates than an FHA loan.

    Conforming Conventional Loans:

    This conventional mortgage is guaranteed by Fannie Mae and Freddie Mac. In 2023, any amount below $726,200 is a conforming conventional home loan.

    Non-Conforming Conventional Loans:

    Also known as jumbo loans, non-conforming loans are larger than $726,200 and are not guaranteed.

    Fixed-Rate Loans:

    This loan will ensure a fixed interest rate throughout the mortgage and is excellent if you purchase when rates are low.

    Adjustable-Rate Loans:

    Adjustable-rate mortgages have interest rates that fluctuate; they’re cheaper at the beginning of the mortgage, making them great for younger borrowers.

    The best rates come with the best deal.

    get a quote

    Support For Mesa Home Buyers: Loan Programs You Must Know

    Getting conventional loans can be overwhelming, but don’t worry: District Lending and your city have your back. Check out these helpful programs for support every step of the way.

    • HOME Investment Partnership Program

      Get assistance with building, buying, or rehabiliating a home through funding for low-income individuals.

    • Home Ownership Assistance Program (HOA)

      This program provides down payment and closing cost assistance for those seeking all types of loans, including conventional mortgages.

    • Home In Five

      Available to residents of Maricopa County, Home In Five provides money for up to 5% of down payments and closing costs, as well as consumer education to help you understand conventional home loans.

    • Teacher Next Door

      Confused about mortgage insurance, credit repair, and how to choose lenders? Teacher Next Door provides quality financial education to those looking to purchase their own home. Plus, if you’re a public service employee, you can get grants to help fund your conventional home loan.

    The District Lending Difference

    Free Quote

    We provide a free, no-obligation quote so you know what conventional loan you can afford right off the bat.

    Free quote
    Pre-Approval

    We can get your approval for a conventional home loan in only a few hours.

    Get Pre-Approved
    Mortgage Calculator

    Use our calculator to find out what kind of loans you can access by comparing various factors; it’s simple and free!

    Mortgage Calculator

    Serving the community of Mesa, AZ and the surrounding area

    • Phoenix
    • Tucson
    • Scottsdale
    • Sedona

    Know exactly what to expect from your loan

    Get a free loan quote today and leave the guesswork behind.
    get a FREE quote
    • No documents required.
    • No commitment.
    • No hidden costs.
    Get your free loan quote
    Buy
    Home Purchase
    Why District
    Read about all the benefits
    Process overview
    Simplified and easy to understand
    Apply now
    Start your application
    Get a quote
    See your rate with no commitment
    Perks
    Free refinance for 3 years
    Refinance with no closing costs
    No closing costs
    Zero costs options, what it means
    Realtor credits
    Get .5% towards your closing costs
    18 Day closing
    2X more likely to get your offer accepted
    Price match guarantee
    We beat competitors’ rates by .125% or more
    Rate defense
    Never miss out on rates dropping
    Refinance
    Rates
    About
    Reviews
    Hear from our customers
    Contact
    Answers within 2 business hours
    Meet the crew
    Our experts, mission, and values
    Careers
    Join us in making a difference
    Learn
    Blog
    Our knowledge at your convenience
    Mortgage secrets
    Short videos with tips&tricks
    Video library
    A short description can be here
    Calculator
    Calculate your mortgage payment
    Apply nowGet a quote