See our Rates Call us
District Lending Logo
Buy
Home Purchase
Why District
Read about all the benefits
Process overview
Simplified and easy to understand
Apply now
Start your application
Get a quote
See your rate with no commitment
Perks
Free refinance for 3 years
Refinance with no closing costs
No closing costs
Zero costs options, what it means
Realtor credits
Get .5% towards your closing costs
18 Day closing
2X more likely to get your offer accepted
Price match guarantee
We beat competitors’ rates by .125% or more
Rate defense
Never miss out on rates dropping
Refinance
Rates
About
Reviews
Hear from our customers
Contact
Answers within 2 business hours
Meet the crew
Our experts, mission, and values
Careers
Join us in making a difference
Learn
Blog
Our knowledge at your convenience
Mortgage secrets
Short videos with tips&tricks
Video library
A short description can be here
Calculator
Calculate your mortgage payment

Buy a home now.
FREE refinance later.*

Marry the house, date the rate. Rates are temporary. If rates drop in the next 3 years, we'll cover the cost of your refinance.
  • No documents required.
  • No commitment.
  • No hidden costs.
Featured on

Today’s Mortgage Rates

Loading
Rates as of February 26, 2024 | See Assumptions-->

Lower Rates. Zero lender fees.

As a mortgage broker, we have access to over 50 lenders. This means that you have more options to choose from, making it easier to find the perfect loan.
See the rates in your location

How can we help you?

Talk to an expert
Talk to an expert
Ask us anything
Home purchase
Home purchase
Learn more
Refinance
Refinance
Learn more

We're fast to close, but never cut corners.

We've engineered a process to close your loan in as little as 10 days. We also monitor our competitors' rates and always make sure ours are lower.
Learn more about us
10 days mortgage process
AlwaysNever
Banks
Credit unions
Calling listing agents for every offer
Fully underwriting pre-approvals
Sometimes
Sometimes
60 minute response times
Sometimes
No lender fees
Agressive arm pricing
One time construction loans
Sometimes
Sometimes
Bleeding edge technology
Sometimes
Lowest industry rates
Close in 15 days
Sophisticated loan structuring
Industry leading loan officers
Get the job done mentality
Reviews

See what homeowners are saying about us

Yelp

We are so glad to have found them

Josh helped our family do all 3 refi loans on our investment properties. We shopped around and found he not only best everyone's rates but his communication and the speed of our loans closed super fast! We are so glad to have found him and highly recommend to anyone!

- Matthew L.

Yelp

Thanks again for making it an easy process

Can't say enough good things about District Lending. Very fast and responsive and the lowest rate I could find. Thanks again for all your help.

- Jason W.

Yelp

It’s crazy how low the rates are!

Just signed my refi docs, [..] 3 weeks from start to finish. Total cost to refi was extremely low, better than what Quicken Loans and AmeriSave were offering. I highly recommend Josh Rapaport to help with your loan process.

- Justin B.

Delivering Mortgages in 18 states

  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Idaho
  • Louisiana
  • New Jersey
  • Texas
  • Oregon
  • Tennessee
  • Maryland
  • Michigan
  • Minnesota
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • Washington

Delivering Mortgages in 20 states

  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Idaho
  • Indiana
  • Louisiana
  • Maryland
  • Michigan
  • Minnesota
  • New Jersey
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Washington

Know exactly what to expect from your loan

Get a free loan quote today and leave the guesswork behind.
get a FREE quote
  • No documents required.
  • No commitment.
  • No hidden costs.
Get your free loan quote
Buy
Home Purchase
Why District
Read about all the benefits
Process overview
Simplified and easy to understand
Apply now
Start your application
Get a quote
See your rate with no commitment
Perks
Free refinance for 3 years
Refinance with no closing costs
No closing costs
Zero costs options, what it means
Realtor credits
Get .5% towards your closing costs
18 Day closing
2X more likely to get your offer accepted
Price match guarantee
We beat competitors’ rates by .125% or more
Rate defense
Never miss out on rates dropping
Refinance
Rates
About
Reviews
Hear from our customers
Contact
Answers within 2 business hours
Meet the crew
Our experts, mission, and values
Careers
Join us in making a difference
Learn
Blog
Our knowledge at your convenience
Mortgage secrets
Short videos with tips&tricks
Video library
A short description can be here
Calculator
Calculate your mortgage payment