Buy a home now. FREE refinance later.*
Marry the house, date the rate. Rates are temporary. If rates drop in the next 3 years, we'll cover the cost of your refinance.
- No documents required.
- No commitment.
- No hidden costs.
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Lower Rates. Zero lender fees.
As a mortgage broker, we work with over 90 lenders. This means that you have more options to choose from, making it easier to find the best possible loan and rate.
See the rates in your locationHow can we help you?
We're fast to close, but never cut corners.
We've engineered a process to close your loan in as little as 10 days. We also monitor our competitors' rates and always make sure ours are lower.
Learn more about us
Unlock the benefits of our unique programs
See what homeowners are saying about us
We are so glad to have found them
Josh helped our family do all 3 refi loans on our investment properties. We shopped around and found he not only best everyone's rates but his communication and the speed of our loans closed super fast! We are so glad to have found him and highly recommend to anyone!
Thanks again for making it an easy process
Can't say enough good things about District Lending. Very fast and responsive and the lowest rate I could find. Thanks again for all your help.
It’s crazy how low the rates are!
Just signed my refi docs, [..] 3 weeks from start to finish. Total cost to refi was extremely low, better than what Quicken Loans and AmeriSave were offering. I highly recommend Josh Rapaport to help with your loan process.
Our knowledge at your convenience
Delivering Mortgages in 18 states
- Arizona
- California
- Colorado
- Florida
- Georgia
- Idaho
- Louisiana
- New Jersey
- Texas
- Oregon
- Tennessee
- Maryland
- Michigan
- Minnesota
- Oklahoma
- Pennsylvania
- South Carolina
- Washington

Delivering Mortgages in 19 states
- Arizona
- California
- Colorado
- Florida
- Georgia
- Idaho
- Louisiana
- Maryland
- Michigan
- Minnesota
- New Jersey
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- South Carolina
- Tennessee
- Texas
- Washington
Know exactly what to expect from your loan
Get a free loan quote today and leave the guesswork behind.
get a FREE quote- No documents required.
- No commitment.
- No hidden costs.
