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March 21, 2023
Is There a Minimum Credit Score for VA Loan?

No, there is no minimum credit score for VA loan. The VA does not set a minimum credit score requirement for a VA loan; however, most lenders (banks) require a minimum credit score between 580 and 620. Keep in mind that the better your credit score, the better deal you’ll get on your mortgage rate. […]

Minimum Credit Score for VA Loan
February 10, 2023
Conventional Loan Down Payment

First-time home buyers face challenges raising money to purchase a new home. Therefore, most people resort to conventional loans to help them obtain a new home. Conventional loans require a good credit score and a solid down payment. The down payment amount may vary depending on the lender or borrower’s credit information. This article provides […]

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February 10, 2023
What Is a 2-1 Rate Buy Down on a Purchase Transaction?

Mortgage loan officers are always ready to help potential buyers. One way home buyers can get help is with a 2-1 rate buy down. Here’s how it works. Research shows that average mortgage rates nearly doubled in 2022. While the average 30-year mortgage rate was under 4% at the beginning of the year, it had […]

February 9, 2023
Conventional Loan Limits

Conventional loans are easy to get and require a low down payment. The best part is that District Lending will help you find a suitable lender with the best limit at low rates. Read on to know the 2022 conforming loan limits and requirements needed to qualify for a conventional loan. What Are Conventional Loans? […]

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