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Save money with a no-closing-cost mortgage

A no-closing-cost mortgage is a great option for those who want to conserve cash or plan to be in the loan short term.
Get a quote with no costs

Here’s an example

With Closing Costs

Purchase price

$500,000

Down Payment

$25,000 (5%)

Origination Fees

$0

Title fees

$3,000

Estimated Pre-paid Items

$3,000

Points

$2,500

Lender/Seller Credits

$0

Total Due at Closing

$33,500
No Closing Costs

Purchase price

$500,000

Down Payment

$25,000 (5%)

Origination Fees

$0

Title fees

$3,000

Estimated Pre-paid Items

$3,000

Points

$2,500

Lender/Seller Credits

$8,500

Total Due at Closing

$25,000
Get a quote with no costs
  • No documents required.
  • No commitment.
  • No hidden costs.

This is just an example. There are 3 ways to eliminate or reduce closing costs.

  1. You can get lender credits. You can opt in to take a higher interest rate which will start to give you closing costs credits. This is a great idea if you don’t plan on being in the home long, don’t have a lot of cash on hand or plan on refinancing quickly.
  2. You can negotiate the seller to pay for your costs on your behalf through whats called seller credits or sellers concessions. Your realtor will be able to negotiate this on your behalf.
  3. If you work with our preferred realtors they will apply part of their commission towards costs.