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Buy
Home Purchase
Why District
Read about all the benefits
Process overview
Simplified and easy to understand
Apply now
Start your application
Get a quote
See your rate with no commitment
Perks
Free refinance for 3 years
Refinance with no closing costs
No closing costs
Zero costs options, what it means
Realtor credits
Get .5% towards your closing costs
18 Day closing
2X more likely to get your offer accepted
Price match guarantee
We beat competitors’ rates by .125% or more
Rate defense
Never miss out on rates dropping
Refinance
Rates
About
Reviews
Hear from our customers
Contact
Answers within 2 business hours
Meet the crew
Our experts, mission, and values
Careers
Join us in making a difference
Learn
Blog
Our knowledge at your convenience
Mortgage secrets
Short videos with tips&tricks
Video library
A short description can be here
Calculator
Calculate your mortgage payment

Our goal is to help people achieve their financial dreams with ease and confidence.

Meet the team

All
Leadership
Division President
Regional Sales Manager
Loan officers
Processing Team
Josh Rapaport
Founder & CEO
Brian Reese District Lending
Brian Reese
Investor & Advisor
Josh Leary
Division President
Jeff Campbell District Lending
Jeff Campbell
Regional Sales Manager
Craig Giles
Loan Officer
Richard Miller
Loan Officer
Lisa Nichols
Loan Officer
Aly Hunt
Processing Team
Tami Matthews
Processing Team
Brian Campbell
Loan Officer
Jessica Bartz
Loan Officer
Adam Friedlander
Loan Officer
Vision

Be the nation’s #1 most trusted online mortgage brokerage.

Purpose

Create happy customers by helping them buy or refinance their dream home for less.

Mission

Make the complicated home financing process easy through award winning customer service, best in class education, and innovative technology.

  • Core Values

    • Empathy

      Empathy is at the heart of who we are. It is the key to providing ELITE-level customer service. We will listen, respect, relate, and seek understanding with each other and the customers we serve.

    • Learning

      Learning is both a mindset and a philosophy. We must always grow and adapt, learn and apply knowledge, be resourceful, do and be more, and constantly challenge the status quo. Nobody knows it all and there is no such thing as “good enough.”

    • Integrity

      Integrity means doing the right thing, all the time, even if nobody’s looking. We will make mistakes, but we will never sacrifice our integrity. Without integrity, the rest of our core values don’t matter.

    • Teamwork

      If we want to go far, we must go together. We will build-up, support, and be accountable to each other in all things. We will collaborate as a team, and the best ideas will win. The team is more important than our individual wants and needs.

    • Enthusiasm

      Enthusiasm is the driving force behind our culture. It is the energy and passion that fuels everything we do. It is a contagious positive attitude. It is what makes our craft fun and exciting.

Core Values

  • Empathy

    Empathy is at the heart of who we are. It is the key to providing ELITE-level customer service. We will listen, respect, relate, and seek understanding with each other and the customers we serve.

  • Learning

    Learning is both a mindset and a philosophy. We must always grow and adapt, learn and apply knowledge, be resourceful, do and be more, and constantly challenge the status quo. Nobody knows it all and there is no such thing as “good enough.”

  • Integrity

    Integrity means doing the right thing, all the time, even if nobody’s looking. We will make mistakes, but we will never sacrifice our integrity. Without integrity, the rest of our core values don’t matter.

  • Teamwork

    If we want to go far, we must go together. We will build-up, support, and be accountable to each other in all things. We will collaborate as a team, and the best ideas will win. The team is more important than our individual wants and needs.

  • Enthusiasm

    Enthusiasm is the driving force behind our culture. It is the energy and passion that fuels everything we do. It is a contagious positive attitude. It is what makes our craft fun and exciting.

Customers before sales. That's our motto.

We put people first and we are customer-focused. Our fully online process helps you enjoy a simple, time-saving buying or refinancing experience.
Low mortgage rates
We have access to more loan options than traditional lenders and can get you some of the lowest rates available.
Expert team
Work with a team of experienced loan officers that know all the nuts and bolts of the mortgage market and always put your interest first.
More loan options
Because we're mortgage brokers, we get to shop around multiple lenders and offer you more options than a bank would.
Quick answers
We're available for you and ready to answer all of your questions, so you make well-informed financial decisions.
Featured on
Yelp

We are so glad to have found them

Josh helped our family do all 3 refi loans on our investment properties. We shopped around and found he not only best everyone's rates but his communication and the speed of our loans closed super fast! We are so glad to have found him and highly recommend to anyone!

- Matthew L.

Yelp

Thanks again for making it an easy process

Can't say enough good things about District Lending. Very fast and responsive and the lowest rate I could find. Thanks again for all your help.

- Jason W.

Yelp

It’s crazy how low the rates are!

Just signed my refi docs, [..] 3 weeks from start to finish. Total cost to refi was extremely low, better than what Quicken Loans and AmeriSave were offering. I highly recommend Josh Rapaport to help with your loan process.

- Justin B.

Delivering Mortgages
in 20 states

  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Idaho
  • Indiana
  • Louisiana
  • Maryland
  • Michigan
  • Minnesota
  • New Jersey
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Washington
Buy
Home Purchase
Why District
Read about all the benefits
Process overview
Simplified and easy to understand
Apply now
Start your application
Get a quote
See your rate with no commitment
Perks
Free refinance for 3 years
Refinance with no closing costs
No closing costs
Zero costs options, what it means
Realtor credits
Get .5% towards your closing costs
18 Day closing
2X more likely to get your offer accepted
Price match guarantee
We beat competitors’ rates by .125% or more
Rate defense
Never miss out on rates dropping
Refinance
Rates
About
Reviews
Hear from our customers
Contact
Answers within 2 business hours
Meet the crew
Our experts, mission, and values
Careers
Join us in making a difference
Learn
Blog
Our knowledge at your convenience
Mortgage secrets
Short videos with tips&tricks
Video library
A short description can be here
Calculator
Calculate your mortgage payment
Apply nowGet a quote