See our Rates Call us

Our goal is to help people achieve their financial dreams with ease and confidence.

Our Leadership Team

“After working in the mortgage industry for 20 years, I started District Lending to deliver consumers lower rates and to arm them with the power to make confident financial decisions. That’s also why I’m keen on making the buying and refinancing experience as seamless and stress-free as possible. I value honesty, so I gladly share my rates with consumers right on the website. Our service is transparent, and we prioritize looking out for the client’s best interest.”
Josh Rapaport
Founder & CEO @ District Lending
Brian Reese District Lending
“I’ve made it my life’s mission to help people live happier and wealthier lives. District Lending brings this mission to life. We believe in integrity, honesty, and transparency, which is why you’ll see our rates right on our website. You’ll find lower rates and zero lending fees, which means you can buy your dream home for less. The savings are passed on to you — the way it should be.”
Brian Reese
Investor & Advisor @ District Lending

About Us

  • Josh Rapaport

    Founder & CEO
    "Welcome to District Lending, where you can buy your dream home for less! With 20+ years of experience, I know the ins and outs to ensure you get the best possible rate on your home loan. Book a call with me now to find out how we can help."
  • Jeff Campbell

    Loan Officer
    "Buying a home can be incredibly frustrating, so we decided to make it easy! Book a call with me now to learn more about how we can help you save $ and close in as little as 10 days."
  • Brian Reese

    Investor & Advisor
    “At District Lending, we believe in integrity, honesty, and transparency. We offer LOWER RATES + ZERO lending fees = your new home for less. We pass the savings onto you — the way it should be.”
  • Richard Miller

    Loan Officer
    “I’ve made it my life’s mission to help others succeed financially through real estate. Would love to help you succeed as well. Please schedule a time for me to call you here

Vision, Purpose, Mission (VPM)

Vision:

  • Be the nation’s #1 most trusted online mortgage brokerage.

Purpose:

  • Create happy customers by helping them buy or refinance their dream home for less.

Mission:

  • Make the complicated home financing process easy through award winning customer service, best in class education, and innovative technology.

Core Values

Empathy:

  • Empathy is at the heart of who we are. It is the key to providing ELITE-level customer service. We will listen, respect, relate, and seek understanding with each other and the customers we serve.

Learning:

  • Learning is both a mindset and a philosophy. We must always grow and adapt, learn and apply knowledge, be resourceful, do and be more, and constantly challenge the status quo. Nobody knows it all and there is no such thing as “good enough.”

Integrity:

  • Integrity means doing the right thing, all the time, even if nobody’s looking. We will make mistakes, but we will never sacrifice our integrity. Without integrity, the rest of our core values don’t matter.

Teamwork:

  • If we want to go far, we must go together. We will build-up, support, and be accountable to each other in all things. We will collaborate as a team, and the best ideas will win. The team is more important than our individual wants and needs.

Enthusiasm:

  • Enthusiasm is the driving force behind our culture. It is the energy and passion that fuels everything we do. It is a contagious positive attitude. It is what makes our craft fun and exciting.
Vision

Be the nation’s #1 most trusted online mortgage brokerage.

Purpose

Create happy customers by helping them buy or refinance their dream home for less.

Mission

Make the complicated home financing process easy through award winning customer service, best in class education, and innovative technology.

  • Core Values

    • Empathy

      Empathy is at the heart of who we are. It is the key to providing ELITE-level customer service. We will listen, respect, relate, and seek understanding with each other and the customers we serve.

    • Learning

      Learning is both a mindset and a philosophy. We must always grow and adapt, learn and apply knowledge, be resourceful, do and be more, and constantly challenge the status quo. Nobody knows it all and there is no such thing as “good enough.”

    • Integrity

      Integrity means doing the right thing, all the time, even if nobody’s looking. We will make mistakes, but we will never sacrifice our integrity. Without integrity, the rest of our core values don’t matter.

    • Teamwork

      If we want to go far, we must go together. We will build-up, support, and be accountable to each other in all things. We will collaborate as a team, and the best ideas will win. The team is more important than our individual wants and needs.

    • Enthusiasm

      Enthusiasm is the driving force behind our culture. It is the energy and passion that fuels everything we do. It is a contagious positive attitude. It is what makes our craft fun and exciting.

Core Values

  • Empathy

    Empathy is at the heart of who we are. It is the key to providing ELITE-level customer service. We will listen, respect, relate, and seek understanding with each other and the customers we serve.

  • Learning

    Learning is both a mindset and a philosophy. We must always grow and adapt, learn and apply knowledge, be resourceful, do and be more, and constantly challenge the status quo. Nobody knows it all and there is no such thing as “good enough.”

  • Integrity

    Integrity means doing the right thing, all the time, even if nobody’s looking. We will make mistakes, but we will never sacrifice our integrity. Without integrity, the rest of our core values don’t matter.

  • Teamwork

    If we want to go far, we must go together. We will build-up, support, and be accountable to each other in all things. We will collaborate as a team, and the best ideas will win. The team is more important than our individual wants and needs.

  • Enthusiasm

    Enthusiasm is the driving force behind our culture. It is the energy and passion that fuels everything we do. It is a contagious positive attitude. It is what makes our craft fun and exciting.

Customers before sales. That's our motto.

We put people first and we are customer-focused. Our fully online process helps you enjoy a simple, time-saving buying or refinancing experience.
Low mortgage rates
We have access to more loan options than traditional lenders and can get you some of the lowest rates available.
Expert team
Work with a team of experienced loan officers that know all the nuts and bolts of the mortgage market and always put your interest first.
More loan options
Because we're mortgage brokers, we get to shop around multiple lenders and offer you more options than a bank would.
Quick answers
We're available for you and ready to answer all of your questions, so you make well-informed financial decisions.
Featured on
Yelp

We are so glad to have found them

Josh helped our family do all 3 refi loans on our investment properties. We shopped around and found he not only best everyone's rates but his communication and the speed of our loans closed super fast! We are so glad to have found him and highly recommend to anyone!

- Matthew L.

Yelp

Thanks again for making it an easy process

Can't say enough good things about District Lending. Very fast and responsive and the lowest rate I could find. Thanks again for all your help.

- Jason W.

Yelp

It’s crazy how low the rates are!

Just signed my refi docs, [..] 3 weeks from start to finish. Total cost to refi was extremely low, better than what Quicken Loans and AmeriSave were offering. I highly recommend Josh Rapaport to help with your loan process.

- Justin B.

Delivering Mortgages in 8 states

  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Idaho
  • Texas
  • Oregon